This poem was written by Henry Winn in 1913, when he was 97 years old. The correct text is:
We squander wealth in search of wealth,
We scheme, we toil, we save,
Then squander wealth in search of health, And find at last a grave.
We live and call the things our own
We die and only have a stone.
We die and only have a stone,
The very poor I sadly own
Have but a grave with grass o'er grown
As their memorial, not a stone